Welcome to the Everything ACH Blog. Everything ACH, Everything ACH, Everything A…C…H. Hmmmm…you might be asking yourself: What is ACH?
Well, ACH stands for Automated Clearing House. Basically, ACH is a network of financial institutions connected for the purpose of exchanging money and data. Some common uses of the ACH Network are Direct Deposit of payroll and/or Social Security benefits, eChecks, Direct Payment such as payment of your mortgage or insurance and more. For a really good explanation, see my blog entry titled “How Do You Spell ACH?“
And the ACH Network is big, really big. In 2007, there were over 18 Billion transactions for a total of about $32.9 Trillion. Yup folks, that’s Trillion with a “T”.
So I guess the next question on your mind is; Who is this guy? And what does he have to blog about?
Please allow me to introduce myself. My name is Jeff Gonzales. I am the Director of Compliance at ACH Direct. I have been with ACHD since January, 2006. I have been in the compliance game for about 11 years and for about 8 of those years, combined compliance and marketing which admittedly is an interesting mix. I was certified as an AAP (Accredited ACH Professional) in 1998.
Prior to ACHD, I worked for 8 ½ years at SWACHA (Southwestern ACH Association). SWACHA is one of the Regional Payments Associations, connected to NACHA (National Automated Clearing House Association).
I am also just beginning my 2nd year on NACHA’s Internet Council and am a member of the Marketing & Education and Mobile Payments subcommittees.
And finally, what am I going to blog about? I plan on talking about ACH. After all, the blog is titled Everything ACH. My plan is to talk about ACH in general, what it is, how it works, who’s involved as well as some of the specifics. I want to talk to you, I want to teach you…
I hope you like it and I hope you visit again and again. I am new to blogging, but I welcome feedback, constructive criticism and honest conversation. On to the blogging…
Posted by achguy 
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